Home > Bank of Central Florida

Bank of Central Florida

Total Branches in Florida: 4

Bank of Central Florida is a significant financial presence in Florida. The bank maintains 4 branches across the state, with a total of $1,003,333,000 in deposits as of the latest FDIC Summary of Deposits survey. This translates to approximately $43.01 in deposits per Florida resident and a bank density of about 0.02 branches per 100,000 people. Additionally, with total assets of $1,086,814,000, the bank has approximately $46.58 in assets per Florida resident.

CRA Ratings and Compliance

The Community Reinvestment Act (CRA) rating reflects the bank's record of meeting the credit needs of its community, including low- and moderate-income areas. The ratings are: Outstanding, Satisfactory, Needs to Improve, and Substantial Noncompliance.

Last CRA Rating (Overall)

Rating: Satisfactory

Date: Nov 01, 2023

Exam Method: Intermediate Small Bank (e.g., Large Bank Exam applies to institutions above a certain asset threshold)

Assets at Exam: $1,074,023,000

CRA Trend (History)

11/01/2023: Satisfactory

02/01/2021: Satisfactory

02/01/2018: Satisfactory

05/01/2015: Satisfactory

09/01/2012: Satisfactory

07/01/2009: Satisfactory

Institutional Overview

Registration & History

RSSD ID: 3588312

Attributes data not found in NIC database.

Holding Company Status

Holding Company data not available.

Insurance & IDs

Insurance & ID data not available.

Corporate Structure and Relationships

Controlled Subsidiaries

These are companies that the main bank owns or directs. The listing below shows entities the bank has the power to control (`Controlled`).
If you see 0.00% Equity, it means the bank controls the subsidiary using a legal tool other than voting stock, such as a management contract or a fiduciary arrangement (See Other Basis Ind).

No directly controlled subsidiaries found in the database.

Recent Transformations (as Survivor/Successor)

No recent transformation events found where this entity was the successor (survivor).

Corporate Office

5015 S Florida Ave
Lakeland, FL 33813

L P T W

L

Lakeland

Downtown Lakeland Office

724 S Florida Ave, FL

P

Plant City

Plant City Branch

409 N Alexander St, FL

T

Tampa

Dale Mabry Branch

1 N Dale Mabry Hwy, Ste 360, FL

W

Winter Haven

Winter Haven Branch

201 3rd St Sw, FL