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SmartBank

Total Branches in Florida: 4

SmartBank is a significant financial presence in Florida. The bank maintains 4 branches across the state, with a total of $240,261,000 in deposits as of the latest FDIC Summary of Deposits survey. This translates to approximately $10.30 in deposits per Florida resident and a bank density of about 0.02 branches per 100,000 people. Additionally, with total assets of $4,881,228,000, the bank has approximately $209.22 in assets per Florida resident.

CRA Ratings and Compliance

The Community Reinvestment Act (CRA) rating reflects the bank's record of meeting the credit needs of its community, including low- and moderate-income areas. The ratings are: Outstanding, Satisfactory, Needs to Improve, and Substantial Noncompliance.

Last CRA Rating (Overall)

Rating: Satisfactory

Date: Sep 13, 2021

Exam Method: Large Bank Exam (e.g., Large Bank Exam applies to institutions above a certain asset threshold)

Assets at Exam: $4,606,198,000

CRA Trend (History)

09/13/2021: Satisfactory

08/05/2019: Satisfactory

08/01/2016: Satisfactory

06/11/2012: Satisfactory

06/16/2008: Satisfactory

Institutional Overview

Registration & History

RSSD ID: 3532641

Attributes data not found in NIC database.

Holding Company Status

Holding Company data not available.

Insurance & IDs

Insurance & ID data not available.

Corporate Structure and Relationships

Controlled Subsidiaries

These are companies that the main bank owns or directs. The listing below shows entities the bank has the power to control (`Controlled`).
If you see 0.00% Equity, it means the bank controls the subsidiary using a legal tool other than voting stock, such as a management contract or a fiduciary arrangement (See Other Basis Ind).

Recent Transformations (as Survivor/Successor)

The following shows recent events where this entity (ID\_RSSD Successor) came into existence or continued to exist as a result of an event:

Date Event Type Predecessor (Non-Survivor)
Sep 01, 2021 Charter Discontinued (Merger/P&A) RSSD: 982937
Mar 01, 2020 Charter Discontinued (Merger/P&A) RSSD: 535874
Nov 01, 2018 Charter Discontinued (Merger/P&A) RSSD: 3597592
May 01, 2018 Charter Discontinued (Merger/P&A) RSSD: 3393806
Nov 01, 2017 Charter Discontinued (Merger/P&A) RSSD: 450034

Corporate Office

2430 Teaster Ln
Pigeon Forge, TN 37863

D P T

D

Destin

Destin Branch

34990 Emerald Coast Pkwy, Suite 100, FL

P

Panama City

Pensacola

Pensacola Branch

201 N Palafox St, FL

T

Tallahassee

Tallahassee Branch

2375 Centerville Rd., FL