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United Bank

Total Branches in Florida: 3

United Bank is a significant financial presence in Florida. The bank maintains 3 branches across the state, with a total of $172,972,000 in deposits as of the latest FDIC Summary of Deposits survey. This translates to approximately $7.41 in deposits per Florida resident and a bank density of about 0.01 branches per 100,000 people. Additionally, with total assets of $1,184,596,000, the bank has approximately $50.78 in assets per Florida resident.

CRA Ratings and Compliance

The Community Reinvestment Act (CRA) rating reflects the bank's record of meeting the credit needs of its community, including low- and moderate-income areas. The ratings are: Outstanding, Satisfactory, Needs to Improve, and Substantial Noncompliance.

Last CRA Rating (Overall)

Rating: Outstanding

Date: Nov 01, 2023

Exam Method: Intermediate Small Bank (e.g., Large Bank Exam applies to institutions above a certain asset threshold)

Assets at Exam: $1,197,030,000

CRA Trend (History)

11/01/2023: Outstanding

06/01/2020: Outstanding

05/01/2017: Satisfactory

07/01/2014: Satisfactory

03/01/2011: Satisfactory

11/01/2006: Satisfactory

10/01/2003: Satisfactory

08/01/1998: Satisfactory

05/01/1996: Satisfactory

01/01/1994: Satisfactory

11/01/1991: Satisfactory

Institutional Overview

Registration & History

RSSD ID: 994435

Primary Federal Regulator: Federal Deposit Insurance Corporation

FRS Member: No

Existence Date: N/A

Holding Company Status

BHC Status: Not applicable

Insurance & IDs

Primary Insurer: DIF (Deposit Insurance Fund) (Not valid prior to 03/31/2006)

CUSIP ID: N/A (Identifies stocks and debt securities)

LEI: 549300OPKCV6BLMDSL66 (Unique ID for legal entities engaging in financial transactions)

Corporate Structure and Relationships

Controlled Subsidiaries

These are companies that the main bank owns or directs. The listing below shows entities the bank has the power to control (`Controlled`).
If you see 0.00% Equity, it means the bank controls the subsidiary using a legal tool other than voting stock, such as a management contract or a fiduciary arrangement (See Other Basis Ind).

Recent Transformations (as Survivor/Successor)

The following shows recent events where this entity (ID\_RSSD Successor) came into existence or continued to exist as a result of an event:

Date Event Type Predecessor (Non-Survivor)
Oct 01, 2024 Charter Discontinued (Merger/P&A) RSSD: 180537
Mar 31, 1984 Charter Discontinued (Merger/P&A) RSSD: 628936

Corporate Office

200 E Nashville Ave
Atmore, AL 36502

J M P

J

Jay

Jay Fl Branch

14038 Alabama St, FL

M

Milton

Berryhill Road Branch

5907 Berryhill Rd, FL

P

Pace

Pace Fl Branch

4104 Highway 90, FL