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Citizens First Bank

Total Branches in Florida: 17

Citizens First Bank is a significant financial presence in Florida. The bank maintains **17** branches across the state, with a total of **$3,269,418,000** in deposits as of the latest FDIC Summary of Deposits survey. This translates to approximately **$140.14** in deposits per Florida resident and a bank density of about **0.07** branches per 100,000 people. Additionally, with total assets of **$3,775,894,000**, the bank has approximately **$161.85** in assets per Florida resident.

CRA Ratings and Compliance

The Community Reinvestment Act (CRA) rating reflects the bank's record of meeting the credit needs of its community, including low- and moderate-income areas. The ratings are: **Outstanding**, **Satisfactory**, **Needs to Improve**, and **Substantial Noncompliance**.

Last CRA Rating (Overall)

Rating: Satisfactory

Date: Oct 01, 2022

Exam Method: Large Bank Exam (e.g., Large Bank Exam applies to institutions above a certain asset threshold)

Assets at Exam: $2,462,753,000

CRA Trend (History)

**10/01/2022:** Satisfactory

**09/01/2019:** Satisfactory

**09/01/2016:** Satisfactory

**10/01/2013:** Satisfactory

**11/01/2010:** Satisfactory

**11/01/2007:** Satisfactory

**09/01/2004:** Satisfactory

**06/01/1999:** Satisfactory

**04/01/1997:** Satisfactory

**10/01/1994:** Satisfactory

**11/01/1992:** Satisfactory

Institutional Overview

Registration & History

RSSD ID: 1867983

Attributes data not found in NIC database.

Holding Company Status

Holding Company data not available.

Insurance & IDs

Insurance & ID data not available.

Corporate Structure and Relationships

Controlled Subsidiaries

These are companies that the main bank **owns or directs**. The listing below shows entities the bank has the power to control (`Controlled`).
If you see **0.00% Equity**, it means the bank controls the subsidiary using a legal tool other than voting stock, such as a management contract or a fiduciary arrangement (See Other Basis Ind).

No directly controlled subsidiaries found in the database.

Recent Transformations (as Survivor/Successor)

No recent transformation events found where this entity was the successor (survivor).

Corporate Office

1050 Lake Sumter Lndg
The Villages, FL 32162

B F L M O T

B

Belleview

Belleview Branch

5068 Se Abshier Blvd, FL

F

Fruitland Park

Fruitland Park Branch

3290 Us Highway 441/27, FL

L

Leesburg

Leesburg Branch

800 W North Blvd, FL

M

Middleton

Middleton Branch

7551 Middleton Drive, FL

O

Ocala

Ocala West 200 Branch

7605 Sw Highway 200, FL

Ocala Branch

406 E Silver Springs Blvd, FL

T

The Villages

Lake Deaton Branch

745 Kristine Way, FL

Sullivan Building Branch

6495 Powell Road, FL

Magnolia Plaza Branch

2215 Everglades Ln, FL

Main Street Branch

1129 Main St, FL

Pinellas Plaza Branch

2420 Burnsed Blvd, FL

Brownwood Branch

2601 W Torch Lake Dr, FL

Colony Plaza Branch

395 Colony Blvd, FL

Southern Trace Branch

3430 Southern Trce, FL

Mulberry Grove Branch

8590 Se 165th Mulberry Ln, FL

Spanish Plaines Branch

1500 Banderos Ave, FL