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PNB Community Bank

Total Branches in Florida: 2

PNB Community Bank is a significant financial presence in Florida. The bank maintains 2 branches across the state, with a total of $142,858,000 in deposits as of the latest FDIC Summary of Deposits survey. This translates to approximately $6.12 in deposits per Florida resident and a bank density of about 0.01 branches per 100,000 people. Additionally, with total assets of $156,683,000, the bank has approximately $6.72 in assets per Florida resident.

CRA Ratings and Compliance

The Community Reinvestment Act (CRA) rating reflects the bank's record of meeting the credit needs of its community, including low- and moderate-income areas. The ratings are: Outstanding, Satisfactory, Needs to Improve, and Substantial Noncompliance.

Last CRA Rating (Overall)

Rating: Satisfactory

Date: Dec 01, 2020

Exam Method: Small Bank (e.g., Large Bank Exam applies to institutions above a certain asset threshold)

Assets at Exam: $117,938,000

CRA Trend (History)

12/01/2020: Satisfactory

Institutional Overview

Registration & History

RSSD ID: 483537

Primary Federal Regulator: Federal Deposit Insurance Corporation

FRS Member: No

Existence Date: N/A

Holding Company Status

BHC Status: Not applicable

Insurance & IDs

Primary Insurer: DIF (Deposit Insurance Fund) (Not valid prior to 03/31/2006)

CUSIP ID: N/A (Identifies stocks and debt securities)

LEI: 5493000XULPSCVX2HV31 (Unique ID for legal entities engaging in financial transactions)

Corporate Structure and Relationships

Controlled Subsidiaries

These are companies that the main bank owns or directs. The listing below shows entities the bank has the power to control (`Controlled`).
If you see 0.00% Equity, it means the bank controls the subsidiary using a legal tool other than voting stock, such as a management contract or a fiduciary arrangement (See Other Basis Ind).

No directly controlled subsidiaries found in the database.

Recent Transformations (as Survivor/Successor)

No recent transformation events found where this entity was the successor (survivor).

Corporate Office

1020 John Sims Pkwy E
Niceville, FL 32578

D F

D

Defuniak Springs

Defuniak Springs Branch

1452 Us Highway 331 S, FL

F

Freeport

Freeport Branch

15835 331 Business, FL