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First Port City Bank

Total Branches in Florida: 2

First Port City Bank is a significant financial presence in Florida. The bank maintains 2 branches across the state, with a total of $168,363,000 in deposits as of the latest FDIC Summary of Deposits survey. This translates to approximately $7.22 in deposits per Florida resident and a bank density of about 0.01 branches per 100,000 people. Additionally, with total assets of $547,719,000, the bank has approximately $23.48 in assets per Florida resident.

CRA Ratings and Compliance

The Community Reinvestment Act (CRA) rating reflects the bank's record of meeting the credit needs of its community, including low- and moderate-income areas. The ratings are: Outstanding, Satisfactory, Needs to Improve, and Substantial Noncompliance.

Last CRA Rating (Overall)

Rating: Satisfactory

Date: Dec 01, 2022

Exam Method: Small Bank (e.g., Large Bank Exam applies to institutions above a certain asset threshold)

Assets at Exam: $302,883,000

CRA Trend (History)

12/01/2022: Satisfactory

10/01/2019: Satisfactory

12/01/2013: Satisfactory

01/05/2009: Satisfactory

10/01/2003: Satisfactory

08/01/1998: Satisfactory

09/01/1995: Satisfactory

12/01/1993: Satisfactory

06/16/1990: Satisfactory

Institutional Overview

Registration & History

RSSD ID: 262237

Primary Federal Regulator: Federal Deposit Insurance Corporation

FRS Member: No

Existence Date: N/A

Holding Company Status

BHC Status: Not applicable

Insurance & IDs

Primary Insurer: DIF (Deposit Insurance Fund) (Not valid prior to 03/31/2006)

CUSIP ID: N/A (Identifies stocks and debt securities)

LEI: N/A (Unique ID for legal entities engaging in financial transactions)

Corporate Structure and Relationships

Controlled Subsidiaries

These are companies that the main bank owns or directs. The listing below shows entities the bank has the power to control (`Controlled`).
If you see 0.00% Equity, it means the bank controls the subsidiary using a legal tool other than voting stock, such as a management contract or a fiduciary arrangement (See Other Basis Ind).

No directly controlled subsidiaries found in the database.

Recent Transformations (as Survivor/Successor)

No recent transformation events found where this entity was the successor (survivor).

Corporate Office

400 W Shotwell St
Bainbridge, GA 39819

F Y

F

Fernandina Beach

Fernandina Beach Branch

1890 S 14th St, FL

Y

Yulee

Yulee Branch

463781 State Road 200, FL