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Bank of Pensacola

Total Branches in Florida: 1

Bank of Pensacola is a significant financial presence in Florida. The bank maintains **1** branches across the state, with a total of **$129,334,000** in deposits as of the latest FDIC Summary of Deposits survey. This translates to approximately **$5.54** in deposits per Florida resident and a bank density of about **0.00** branches per 100,000 people. Additionally, with total assets of **$147,302,000**, the bank has approximately **$6.31** in assets per Florida resident.

CRA Ratings and Compliance

The Community Reinvestment Act (CRA) rating reflects the bank's record of meeting the credit needs of its community, including low- and moderate-income areas. The ratings are: **Outstanding**, **Satisfactory**, **Needs to Improve**, and **Substantial Noncompliance**.

Last CRA Rating (Overall)

Rating: Satisfactory

Date: Jun 01, 2020

Exam Method: Small Bank (e.g., Large Bank Exam applies to institutions above a certain asset threshold)

Assets at Exam: $88,923,000

CRA Trend (History)

**06/01/2020:** Satisfactory

**04/01/2018:** Needs to Improve

**12/01/2015:** Needs to Improve

**03/01/2014:** Needs to Improve

**07/18/2011:** Needs to Improve

**02/25/2008:** Needs to Improve

**01/12/2004:** Satisfactory

**11/15/1999:** Satisfactory

**04/14/1997:** Satisfactory

Institutional Overview

Registration & History

RSSD ID: 581237

Primary Federal Regulator: Federal Deposit Insurance Corporation

FRS Member: No

Existence Date: N/A

Holding Company Status

BHC Status: Not applicable

Insurance & IDs

Primary Insurer: DIF (Deposit Insurance Fund) (Not valid prior to 03/31/2006)

CUSIP ID: N/A (Identifies stocks and debt securities)

LEI: 549300C2DIL58ZRXSH20 (Unique ID for legal entities engaging in financial transactions)

Corporate Structure and Relationships

Controlled Subsidiaries

These are companies that the main bank **owns or directs**. The listing below shows entities the bank has the power to control (`Controlled`).
If you see **0.00% Equity**, it means the bank controls the subsidiary using a legal tool other than voting stock, such as a management contract or a fiduciary arrangement (See Other Basis Ind).

No directly controlled subsidiaries found in the database.

Recent Transformations (as Survivor/Successor)

No recent transformation events found where this entity was the successor (survivor).