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Ameris Bank

Total Branches in Florida: 49

Ameris Bank is a significant financial presence in Florida. The bank maintains **49** branches across the state, with a total of **$5,630,614,000** in deposits as of the latest FDIC Summary of Deposits survey. This translates to approximately **$241.35** in deposits per Florida resident and a bank density of about **0.21** branches per 100,000 people. Additionally, with total assets of **$26,428,915,000**, the bank has approximately **$1,132.82** in assets per Florida resident.

CRA Ratings and Compliance

The Community Reinvestment Act (CRA) rating reflects the bank's record of meeting the credit needs of its community, including low- and moderate-income areas. The ratings are: **Outstanding**, **Satisfactory**, **Needs to Improve**, and **Substantial Noncompliance**.

Last CRA Rating (Overall)

Rating: Satisfactory

Date: May 01, 2024

Exam Method: Large Bank Exam (e.g., Large Bank Exam applies to institutions above a certain asset threshold)

Assets at Exam: $23,591,556,000

CRA Trend (History)

**05/01/2024:** Satisfactory

**04/01/2020:** Satisfactory

**04/01/2017:** Satisfactory

**08/01/2014:** Satisfactory

**07/01/2011:** Satisfactory

**11/01/2003:** Satisfactory

**07/01/1998:** Satisfactory

**03/01/1995:** Outstanding

**02/01/1993:** Satisfactory

Institutional Overview

Registration & History

RSSD ID: 764030

Primary Federal Regulator: Federal Deposit Insurance Corporation

FRS Member: No

Existence Date: N/A

Holding Company Status

BHC Status: Not applicable

Insurance & IDs

Primary Insurer: DIF (Deposit Insurance Fund) (Not valid prior to 03/31/2006)

CUSIP ID: N/A (Identifies stocks and debt securities)

LEI: IUGPUX5LWRZ3B6KIZ697 (Unique ID for legal entities engaging in financial transactions)

Corporate Structure and Relationships

Controlled Subsidiaries

These are companies that the main bank **owns or directs**. The listing below shows entities the bank has the power to control (`Controlled`).
If you see **0.00% Equity**, it means the bank controls the subsidiary using a legal tool other than voting stock, such as a management contract or a fiduciary arrangement (See Other Basis Ind).

THOMAS HOLD CO (RSSD: 2867195) - **80.00%** Equity Address: 2484 EAST PINETREE BLVD., THOMASVILLE, GA 31792
TRI-CTY HC (RSSD: 3104598) - **80.00%** Equity Address: 302 NORTH MAIN STREET, TRENTON, FL 32693
CAIRO HOLD CO (RSSD: 2867216) - **80.00%** Equity Address: 201 SOUTH BROAD STREET, CAIRO, GA 31768
MOULTRIE HC (RSSD: 2867159) - **80.00%** Equity Address: 225 SOUTH MAIN STREET, MOULTRIE, GA 31768
COASTAL BK FNCL SVC (RSSD: 2901035) - **100.00%** Equity
SOUTHLAND INS AGY (RSSD: 1472202) - **100.00%** Equity
SOUTHLAND RE HOLD (RSSD: 2867533) - **100.00%** Equity Address: 3299 ROSS CLARK CIRCLE, DOTHAN, AL 36303
FOUNTAIN FNCL (RSSD: 3128370) - **100.00%** Equity
M&F HOLD CO (RSSD: 2867515) - **80.00%** Equity Address: 109 WEST THIRD STREET, DONALSONVILLE, GA 31745
QUITMAN HOLD CO (RSSD: 2867449) - **80.00%** Equity Address: 1000 WEST SCREVEN STREET, QUITMAN, GA 31643
FIRST NAT HC (RSSD: 2867421) - **80.00%** Equity Address: 2627 DAWSON ROAD, ALBANY, GA 31707
CITIZENS HOLD CO (RSSD: 2867403) - **80.00%** Equity Address: 111 EAST 8TH STREET, TIFTON, GA 31794
CORDELE HOLD CO (RSSD: 2867382) - **80.00%** Equity Address: 502 SOUTH 2ND STREET, CORDELE, GA 31015

Recent Transformations (as Survivor/Successor)

The following shows recent events where this entity (ID\_RSSD Successor) came into existence or continued to exist as a result of an event:

Date	Event Type	Predecessor (Non-Survivor)
Jul 01, 2019	Charter Discontinued (Merger/P&A)	RSSD: 598534
Jun 30, 2018	Charter Discontinued (Merger/P&A)	RSSD: 3294583
May 26, 2018	Charter Discontinued (Merger/P&A)	ATLANTIC COAST BK
Mar 12, 2016	Charter Discontinued (Merger/P&A)	RSSD: 2737775
May 23, 2015	Charter Discontinued (Merger/P&A)	RSSD: 726234