Home > United Southern Bank

United Southern Bank

Total Branches in Florida: 13

United Southern Bank is a significant financial presence in Florida. The bank maintains 13 branches across the state, with a total of $769,166,000 in deposits as of the latest FDIC Summary of Deposits survey. This translates to approximately $32.97 in deposits per Florida resident and a bank density of about 0.06 branches per 100,000 people. Additionally, with total assets of $865,954,000, the bank has approximately $37.12 in assets per Florida resident.

CRA Ratings and Compliance

The Community Reinvestment Act (CRA) rating reflects the bank's record of meeting the credit needs of its community, including low- and moderate-income areas. The ratings are: Outstanding, Satisfactory, Needs to Improve, and Substantial Noncompliance.

Last CRA Rating (Overall)

Rating: Satisfactory

Date: Jun 01, 2022

Exam Method: Intermediate Small Bank (e.g., Large Bank Exam applies to institutions above a certain asset threshold)

Assets at Exam: $847,789,000

CRA Trend (History)

06/01/2022: Satisfactory

07/01/2019: Satisfactory

08/01/2016: Satisfactory

01/01/2014: Satisfactory

07/01/2011: Satisfactory

03/05/2008: Satisfactory

03/01/2005: Satisfactory

12/01/2002: Satisfactory

06/01/1997: Satisfactory

07/01/1995: Satisfactory

08/01/1993: Satisfactory

Institutional Overview

Registration & History

RSSD ID: 327435

Primary Federal Regulator: Federal Deposit Insurance Corporation

FRS Member: No

Existence Date: N/A

Holding Company Status

BHC Status: Not applicable

Insurance & IDs

Primary Insurer: DIF (Deposit Insurance Fund) (Not valid prior to 03/31/2006)

CUSIP ID: N/A (Identifies stocks and debt securities)

LEI: N/A (Unique ID for legal entities engaging in financial transactions)

Corporate Structure and Relationships

Controlled Subsidiaries

These are companies that the main bank owns or directs. The listing below shows entities the bank has the power to control (`Controlled`).
If you see 0.00% Equity, it means the bank controls the subsidiary using a legal tool other than voting stock, such as a management contract or a fiduciary arrangement (See Other Basis Ind).

No directly controlled subsidiaries found in the database.

Recent Transformations (as Survivor/Successor)

No recent transformation events found where this entity was the successor (survivor).

Corporate Office

750 N Central Ave
Umatilla, FL 32784

A C E L M T W

A

Altoona

Lakeview Terrace Office

331 Raintree Dr, FL

Astor

Astor Branch

24510 State Road 40, FL

C

Clermont

Clermont Branch

1510 East Service Road 50, FL

E

Eustis

Eustis Branch

2701 S Bay St, FL

L

Lady Lake

Lady Lake Branch

224 South US 27, FL

Villages Office

13609 N Us Highway 441, FL

Leesburg

Lisbon Branch

10021 County Road 44-West, FL

Leesburg Branch

27524 Us Highway 27, FL

Downtown Leesburg Office

515 W Main St, FL

Lake Port Square Branch

900 Lake Port Square Boulevard, FL

M

Mount Dora

Mount Dora Branch

19010 Us Highway 441, FL

T

Tavares

Tavares Branch

1303 N New Hampshire Ave, FL

W

Wildwood

Wildwood Branch

1017 US Highway 301, FL